Is it better to Bundle?
There is no set answer to that. The answer is, sometimes it is, and sometimes it is not. Here is a example: Company A- Auto $500/year Company B-Auto $500/year Company A- Home $1,500 per year Company B-Home $1,900 per year. Company A total-$2,000 per year Company B total-$2,400 Company B gives you a 10% discount for bundling. 10% of $2,400 is $240 savings. So, Company B is still $160 more. Sometimes it is better to separate the policies too. As a independent insurance agency
Home Warranties? Who to go with?
First, just to be clear, home warranties are NOT insurance. That being said you should absolutely read the fine print on a home warranty so you know what is and is not covered just like a insurance policy. One of the most trusted names in the industry is American Home Shield. Sincerity Insurance Solutions can now sell American Home Shield plans at a discounted rate! We know home warranties get a bad name and rightfully so in some cases. They have a lot of fine print and cov
Commercial Insurance
One of the biggest mistakes we see landlords make is covering the rental properties on a homeowners policy. Homeowners insurance will not cover a home that is not occupied by its owner. That is why you need landlord insurance. The top necessary coverages of landlord insurance are property damage, rental income lost due to loss (while property is being fixed), and liability protection. Let us do a no fee, no obligation review of your policy. What do you have to lose? Nothing
Home warranty at a discount
We are now able to offer home warranty plans through American Home Shield….and you get a discount! Here is an example of one address and the difference of pricing. Note pricing varies by address. If you are tired of costly home repairs reach out. We can help you get a home warranty started in TX, WI, NC, FL or AZ. #homerepair #homeowner #acbroke #cover #home #homerepairssuck #homerepairs #texas #wisconsin #northcarolina #arizona #florida
Group life insurance is great but there is one HUGE downfall.
FACT: Many people only have life insurance through their group plan at work. Group coverage is wonderful but time and time again people lose their job and then they lose their life insurance coverage. Sometimes you can can convert it to an individual plan but sometimes you can’t. Imagine losing your job years from now and then you don’t have any further life insurance coverage and life insurance coverage is always more expensive as you age. A lot of people think it is very
How much life insurance should you have?
FACT: 40% of Americans do not know how much life insurance to buy. With millennials it is closer to 60% of the people surveyed don’t know how much to buy. Any life insurance is better than none but we can sit down and do a review and see how much you would need for your family. You can look at the free life insurance calculator at: https://lifehappens.org/life-insurance-needs-calculator/ A lot of people think life insurance is very expensive. It can be but it also can be ver
