Water Back up coverage...do I need it?
I recently had a conversation about this coverage. Most people think that if your tub overflows, sump pump stops working or toilet backs up all over the place, etc that it is automatically covered. This is usually NOT the case. Usually this coverage is excluded (not covered) unless the endorsement is added on (the coverage is added on). So, toilet overflows and you have toilet water all over the carpet in your master bedroom as the bathroom is attached, and you have water rai
Rental Reuimbursement
Do you understand your Auto Insurance policy? Most people will tell you that they do not. Well, I am here to help. Today we will talk about Rental Reimbursement. I know, you can hardly contain your excitement, but this is important. In a day and age that a lot of people buy their insurance online you need to understand this. This coverage reimburses you for a rental car that you would drive while your car is at the auto body shop if your car is in an accident. I often hear pe
Renter's Insurance...do you have it?
Renter's: Most people worry about auto insurance but do you have renters insurance? If not, did you know that or land lords policy does not cover your items? It is your responsibility to buy insurance for your items. So if something were to happen and you lose everything you have worked for tomorrow would you be able to replace it? Chances are the answer to that is no. Renters insurance cost about the same as a couple cups of coffee a month. Contact me and we can go over your
